Our personal loan are designed to help you reach your financial goals, improves your income-generating capabilities or helps increase the value of something you own. You can use the funds from this loan option for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the COOP. You are free to use the funds you get from our personal loan any way you wish – debt consolidation, home improvement projects, medical bills, finance your children’s education and refinancing an existing loan. Loans can also be used for other purposes, like paying for a wedding, vacation or other large purchase.

Products Features
  • group 34557 Flexible end-use
  • group 34557 Flexible tenure of 30 days to 365 days, and it must be covered by insurance if necessary.
  • group 34557 Minimal documentation.
  • group 34557 Flexible loan amount
  • group 34557 Open cheques of Beneficiary
  • group 34557 2 guarantor’s cheques
  • group 34557 If you don’t qualify for an unsecured loan, you may be offered a secured loan.
  • group 34557 Repayment: Equated monthly installments.
  • group 34557 Must possess a valid means of identification.
  • group 34557 Must have a good credit track record.
  • group 34557 Amount: Minimum of N100,000
  • group 34557 Maximum of N2million (increased limit approval available)
  • group 34557 Maximum age of applicant at loan maturity: 60 years
  • group 34557 Minimum Net Monthly Income: ₦20,000
  • group 34557 Applicant should have the COOP’s specified credit score.
  • group 34557 Interest: Very competitive

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